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News and tips from mortgage industry professionals.
What Is a Mortgage Prepayment Penalty?
Did you know that 40% of all American households own their homes outright? This means no more monthly mortgage payments, no more being charged interest, and a sense of full ownership and freedom. Isn't that the dream? If you aren't able to purchase a property in cash,...
RōBUS Mortgage Now Licensed in Virginia!
We got approved and licensed in our 13th state: Virginia! True to form, here are... 10 Interesting Facts About Virginia1. Virginia is a commonwealth, which traditionally means it is a political community founded for the common good of its people, and in the most basic...
Understanding Mortgages: Mortgage Information for Home-Buying Millennials
Investing in a home is one of the best financial decisions a person can make. Homebuying builds wealth more effectively than most other options for investment, especially for young individuals who don't have a lot of capital to work with. Not to mention that owning a...
Refinancing 101: Should You Refinance Your Home Before Selling?
With mortgage rates at record lows in 2020, the demand for home refinancing jumped 105% between December 2019 and December 2020. It is no surprise that many homeowners are interested in refinancing with mortgage rates historically low. At the same time, home sales and...
5 Important Questions to Ask Your Mortgage Lender
If you're in the market for a new house, then you know how critical it is to keep your finances in order. When you reach out to a mortgage lender, you'll want to be prepared with the right questions so you'll know what you're doing with your money. After all, a house...
5 Tips on Buying a Home with Non-Traditional Income Verification
More than 5 million Americans decided to purchase homes in the US during 2019. Buying a home is a time-consuming process and most home shoppers can agree the most grueling process, aside from finding the right home, is getting loan approval. In order to be eligible...
All loans & rates are not created equal
Don't be fooled by advertised low rates. Let us show you what your real options are.