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News and tips from mortgage industry professionals.

FHFA/FHA Conforming Loan Limits 2022

FHFA/FHA Conforming Loan Limits 2022

The Federal Housing Finance Agency (FHFA) announced an increase in conforming loan limits. According to the FHFA, the median home prices in the U.S. have increased, prompting a change. Many welcome this move as it will mean they can receive higher loans for properties...

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What Is a Mortgage Prepayment Penalty?

What Is a Mortgage Prepayment Penalty?

Did you know that 40% of all American households own their homes outright? This means no more monthly mortgage payments, no more being charged interest, and a sense of full ownership and freedom. Isn't that the dream? If you aren't able to purchase a property in cash,...

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RōBUS Mortgage Now Licensed in Virginia!

RōBUS Mortgage Now Licensed in Virginia!

We got approved and licensed in our 13th state: Virginia! True to form, here are... 10 Interesting Facts About Virginia1. Virginia is a commonwealth, which traditionally means it is a political community founded for the common good of its people, and in the most basic...

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All loans & rates are not created equal

Don't be fooled by advertised low rates. Let us show you what your best options are.