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News and tips from mortgage industry professionals.

RōBUS Mortgage is now licensed in Nevada!

RōBUS Mortgage is now licensed in Nevada!

It's official - RōBUS Mortgage is now a licensed mortgage lender and broker in Nevada! Nevada has stringent requirements for mortgage brokers and lenders, and after more than a year of time and investment, RōBUS is approved to do business in Nevada, with our branch...

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Providing Proof of Income for Self-Employed Homebuyers

Providing Proof of Income for Self-Employed Homebuyers

Building a freelance enterprise or building a small business from the ground up is no small feat. We love working with clients who have discovered success in their field despite the difficulties of the modern economy, not to mention all of the sleepless nights that...

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Utah Buying vs. Renting – Pros and Cons

Utah Buying vs. Renting – Pros and Cons

Current Real Estate Trends in Utah Utah's housing market is on fire right now. Utah's population has been growing by 18.4% over the past decade and there is an impressive employment landscape with an annual growth rate of 4.7%. Between the population and the job...

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Freddie Mac and Fannie Mae PMI Removal

Freddie Mac and Fannie Mae PMI Removal

One factor that increases monthly payments in a mortgage is Private Mortgage Insurance (PMI). You’ll find that about 40% of purchase mortgage loans and about 10% of refinance mortgage loans have PMI included. There is an option to remove it, as long as you adhere to a...

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FHFA/FHA Conforming Loan Limits 2022

FHFA/FHA Conforming Loan Limits 2022

The Federal Housing Finance Agency (FHFA) announced an increase in conforming loan limits. According to the FHFA, the median home prices in the U.S. have increased, prompting a change. Many welcome this move as it will mean they can receive higher loans for properties...

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All loans & rates are not created equal

Don't be fooled by advertised low rates. Let us show you what your best options are.