About RoBUS Mortgage

RoBUS Mortgage is a direct lender and full-service brokerage.  We can do loans for self-employed borrowers that don’t show much taxable income, low credit, jumbo, higher loan to values, etc. (Self-employed? Get our PDF Guide to Self-Employed Mortgages) We leverage technology and low overhead to pass savings on to our clients. We are a small company so you can cut out all the red tape and bureaucracy that you deal with at bigger lenders and banks.

Our Team: Serving You Since 2017

Jonathan Miller

NMLS# 104685

Jonathan Miller is a 20-year veteran of the mortgage industry and has been a top producer at a bank, a broker, and direct lenders. Jonathan completed an MBA degree from the University of Utah in 2007.

He has closed over $600 million in residential loan transactions.  Jonathan cares deeply about every client he serves and will try and provide value beyond just doing one transaction to make sure their overall financial health is good. 

He loves to spend time with his family and time in the mountains snowboarding and mountain biking.

Office: 385-257-2792

Cell: 801-678-4913


Ryan Taylor

Senior Loan Officer
NMLS# 1028393

Ryan Taylor has had a diverse career path taking him to different parts of the globe, but at the end of the day has found a calling in serving people with the biggest financial decision of their lives.  He loves helping them achieve the goal of home ownership or improving their financial situation by refinancing. 

Ryan likes building relationships with clients and business partners alike, and will do everything he can to guide you in order to have peace of mind with your decisions. 

Outside work Ryan enjoys spending time with his family, skiing, camping and mountain biking. 

Cell: 801-608-7148


Melissa Smith

Mortgage Consultant
NMLS# 1411576

Melissa acquired her personal finance and investing skills as a private wealth manager and financial advisor for Fidelity Investments.

She then spent 12 years as a Compliance Officer and policy advisor at Select Portfolio Servicing (SPS), a local mortgage servicing company, implementing consumer protection laws after the 2008 mortgage meltdown. 

She is perfectly positioned to assess each borrower’s financial situation, spot obstacles ahead of time to prevent delays, and close each loan efficiently and expertly.  She is excellent at thinking creatively and acting quickly when scenarios or clients do not fit into traditional financial boxes.

Cell: 801-949-9322



Lee Hasson

Senior Loan Officer
NMLS# 1207717

Lee developed a fascination with real estate from a young age when he found out he could buy a house, rent out the spare rooms, and live there for free! He continues to build his real estate portfolio.

He has a passion for helping first-time-buyers get their piece of the American Dream, and the real estate investor in him loves to help others with the math to maximize ROI through refinancing.

Lee has been originating mortgages since he was licensed in 2014. He made the decision to join the broker channel once he recognized the opportunity to be able to offer his clients the best pricing, the most options, and the quickest closings.

Outside of work Lee can be found at Vivint Smart Home Arena cheering on the Jazz!

Cell: 801-259-0088


James Mahler

James Mahler

Loan Originator
NMLS# 1264453

James Mahler has been in the mortgage industry for nearly 10 years now.  He has acquired a wide range of knowledge in his time in the industry and takes pride in providing his customers with a mortgage experience tailored to fit their specific needs.

He understands the importance of a real estate transaction to everyone involved and hopes to give each of his clients the smoothest, most enjoyable experience possible.

In 2020 James originated and funded over $40 million in residential Mortgage loans. He joined the RoBUS Mortgage team in December of 2020 and is very excited about the opportunity here.

James played baseball for the University of Arkansas and was drafted to play professionally by both the Philadelphia Phillies and the Atlanta Braves. He married his wife Kimberly in the fall of 2020. They live in Sandy, UT with their dog “Rigby”. His favorite things to do are spending time with his family and golfing.

Cell: 801-455-0664


James Mahler

Steve Ames

Loan Originator
NMLS# 865083

As a detail-oriented Mortgage Loan Officer with 10+ years’ experience in mortgage loan originating, Steve has expertise originating and processing mortgage loans from application to funding, ensuring outstanding customer service.

Steve is an expert in analyzing clients’ financial situations and determining appropriate products based on their specific needs and goals and proposing loan options to align clients with the correct loan. Steve has a demonstrated history of maximizing customer service and providing excellent service throughout the loan origination process.

Both colleagues, clients and senior leadership have repeatedly recognized Steve for his ability to establish trust, define the vision, and build long-standing, collaborative relationships. Please feel free to contact Steve with your specific loan needs.

Cell: 801-347-0822


James Mahler

Thaddeus Hager

Loan Originator


Thaddeus started in the mortgage industry in the year 2000 in Seattle, WA, where he was mentored by a mortgage broker expanding his business.  22 years later Thaddeus is now a Branch Manager of RoBUS Mortgages Las Vegas Branch. Thaddeus moved to Las Vegas in 2008 after falling in love with the entertainment capital of the world.  Thaddeus also has professional music and video production experience with a long list of artists with whom he has worked; you can find some of his music released on all digital platforms.

Thaddeus has a passion for real estate and helping people purchase the place they will call home.

Cell: 702-755-4577


James Mahler

Marcelo Bayon

Loan Originator


Marcelo Bayon has been in the client success industry for over 10+ years and in the real estate industry for 5+ years.

He has closed over $15 million in residential loans in his short time in the mortgage industry. Marcelo prides himself on closing his client’s loans quickly & efficiently. He cares deeply about helping his clients achieve their overall financial goals.

He is perfectly positioned to assess each borrower’s financial situation, spot obstacles ahead of time to prevent delays, and close each loan efficiently and expertly.  He is excellent at thinking creatively and acting quickly when scenarios or clients do not fit into traditional financial boxes.

Cell: 801-971-4338


James Mahler

Ronda Beveridge

Mortgage Loan Originator


Ronda has over 40 years of customer service experience and has owned several of her own businesses over the last 15 years. Working and volunteering in many different capacities has taught her the importance of creating lasting relationships with clients, colleagues, and friends. Having first-hand experience with self-employment gives Ronda better knowledge and understanding of self-employed borrowers and the complexity of their loans.


Ronda enjoys doing anything out in the sunshine with her three children, granddaughter, and grandson including hiking, golf, skiing, and water sports. She loves to travel, see new places, and enjoy other cultures.

Cell: 801-502-9298


Tyler Griffin

Senior Loan Officer
NMLS# 1234667

Tyler Griffin has been in the finance industry for 6 years & a loan officer for nearly 4 of those years. He has vast knowledge & experience working on all loan types but specializes in working with Veterans on VA loans. He proudly served in the U.S. Air Force & worked as a crew chief on C-17’s before starting his finance career.

He has closed over $30 million in residential loans in his short time in the mortgage industry. Tyler prides himself on closing his client’s loans quickly & efficiently. He cares deeply about helping his clients achieve their overall financial goals.

Outside of work, he loves all sports & played competitive basketball his entire life. He loves the outdoors. You can often find him fishing, hiking, or playing golf.

Office: 385-236-2767

Cell: 801-800-6429


Neils Jorgensen

Senior Loan Officer
NMLS# 32180

Neils Jorgensen is a 20 year veteran of the mortgage industry and has been a top producer for many years.  He began his career as the owner of a mortgage brokerage and has worked with direct lenders, banks and other brokers as well. 

Neils has personally close nearly $800 million worth of Residential loans in his 20 years.   Neils will sometimes tell you the hard truth about things but he is always ready to help.  He cares about every client and wants to make sure to provide a benefit. 

He is the proud son of an Army Captain, and happens to be a VA loan specialist. 

Office: 385-449-1409

Cell: 801-688-6566


Jessica Loeloff

Loan Originator
NMLS #  2173250

Jessica has 5 years’ experience working in upper management positions for nationwide mortgage companies as a regulatory compliance attorney.

She has advanced knowledge of mortgage origination and servicing laws, and uses this skill set to close loans quickly and smoothly.  She believes in doing things the right way and finds joy in helping members of her community reach their goals of homeownership by offering superior pricing and a wide variety of loan programs.

In her free time, Jessica loves creating artwork and spending time with her family in the mountains hiking or skiing.

Cell: 801-244-7248



Kayelle Brown

Senior Loan Officer
NMLS# 1970577

Meet Kayelle, your go-to mortgage expert, specializing in assisting self-employed borrowers and seasoned investors. With a background rooted in a construction family, Kayelle fearlessly navigates through complex construction loans, ensuring seamless transactions for her clients. 

 Beyond her professional expertise, Kayelle is a savvy real estate investor herself, owning multiple investment properties. Passionate about empowering others, she dedicates her time to educating individuals on real estate investment strategies, helping them grow their assets and achieve financial success.  Whether they are a first time home buyer or a seasoned investor, Kayelle prides herself on finding the perfect loan program for every client. 

 In her downtime, Kayelle leads an active lifestyle, balancing her life as a mom to 3 young kids with her love of sports. Kayelle channels her competitive spirit on the field, playing semi-professional tackle football since 2018.  Trust Kayelle to guide you through your mortgage journey with confidence and expertise.

Cell: 801-859-3775


Andrew Pehrson

Loan Originator

NMLS# 2075417


Andrew  has over 3 years of experience in the residential  industry.  He loves being able to help individuals and families achieve their financial goals. He educates his borrowers and will be happy to answer any questions they may have.

Andrew is trilingual, speaking fluent Spanish and basic Haitian Creole.

Andrew values integrity and excellent customer service. He attends to each client with personalized attention and will do all he can to make your mortgage easy!

In his spare time Andrew is also a Business Consultant for Excellent Business Solutions and enjoys spending time with his family, fishing, and mountain biking.

Cell: 385-429-2940



Esau Vazquez

Loan Originator

NMLS# 2072314


Esau has been in the financial industry since 2019. As a Loan Officer, he digs deep into clients’ needs and wants to put them into the best possible position to buy their dream home. He also loves to refinance his clients’ current homes to assure their financial success. Esau is licensed and has helped families with their home goals in Utah, Washington, Idaho and Arizona. 

Esau speaks Spanish and can help those who need it. His patience will show when working with clients who are not technologically savvy. He can walk clients through the process and make it seamless.

Esau grew up in Washington and lived in the Tri-Cities. He also lived and played soccer in Olympia, WA while earning his Bachelors in Business/Marketing before moving to Boise, Idaho where he now resides. He enjoys kayaking, camping in his vintage camper, and is learning to become a private pilot.

Cell: 509-438-2187


James Mahler

Dan Allen

Loan Originator


Dan was born and raised in Murray Utah and earned his bachelor’s degree in Finance from the University of Utah in 2010. He has over 11 years of experience as a mortgage loan officer.

Dan has helped many first-time buyers, veterans, and self-employed borrowers navigate the path to homeownership – while making sure they are informed and educated throughout the process.

Outside of work, Dan spends time with his two young boys, ages 3 and 2.

Cell: 801-898-2983


James Mahler

Michael Rutland

Loan Originator


Michael Rutland has spent multiple years working in the mortgage industry. His prior experience as a loan processor and DE Underwriter has exposed him to individual lending ventures where He’s improved the customer processing time by 71%. 

“While leveraging my financial knowledge, I constantly sought to improve my intangible skills such as leadership and communication. This allowed me to successfully operate on countless teams.”

He considers himself to be a client-driven financial expert who navigates the lending processes in a way that maximizes people’s ability to close sooner on their mortgage.

Cell: 510-672-6898


James Mahler

Chris Brown

Loan Originator


Chris Brown has been in the mortgage industry for 12 years and has closed over 2,000 residential mortgage transactions over the course of his time in the mortgage industry.  Chris prides himself on being honest and transparent.  The clients best interest is always his top priority.  His knowledge & enthusiasm of helping first time home buyers, refinance loans, real estate investment transactions and everything in between is what continues to drive him in helping his clients achieve their dreams of home ownership and financial freedom!

Chris resides in Holladay, Utah with his wife and 4 year old daughter and 1 year old son.  When he’s not in the office helping home owners you can find him strumming his guitar or striking the keys on the nearest piano.  Chris also loves all outdoor activities such as: snowboarding, running, hiking, camping, and playing tennis and golf.

Cell: 801-674-2044


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