Idaho Mortgage Broker and Direct Lender
Robus Mortgage is proud to offer our services to ALL residents of Idaho and those out of state looking to purchase a home or property in Idaho. Whether you’re a newly-wed couple buying your first home or seasoned property buyers we’ll help you to find the best loan possible. As a direct lender and mortgage broker in Idaho, we can help you find a mortgage loan or help you refinance a loan that you have. We want to help as many people as we can receive the funds necessary to improve their lives so we’ll work with you even if you have a low credit score or are a self-employed entrepreneur. We also have several VA Loan experts proud to help veterans and their families.
Why choose Robus Mortgage?
We are a direct lender AND a full-service brokerage. Being both saves you the hassle of having to talk to multiple companies or juggle paperwork from different paces. We can fund the loan ourselves, or shop around to make sure the loan fits your needs. We make the home buying process convenient, easy, and most importantly save you money. We cover all of Idaho to provide you with the best service possible.
Conventional loans – We do conventional loans FAST. We average 10 business days from application to clear to close.
VA Loan Lender – We are always grateful for our veteran’s service. That’s why we are proud to offer loans specifically for them. VA loans usually offer better rates and options due to government support.
You can use a VA loan to purchase a new home or use the money to build one. You can also use it for home improvements, repairs, and refinancing if necessary. While a VA loan has support from the US government, private companies such as mortgage companies and banks often handle them.
To qualify for a VA loan, one must meet the eligibility requirements. You must be able to show that you are on active duty or a veteran. Aside from that, the lender will also conduct a background check. Depending on the specific loan type, it may have additional requirements such as the length of service.
Self Employed Loans – We love working with entrepreneurs and promise to give you the best rates possible. We specialize in self-employed borrowers who write off most of their income on tax returns. We can quickly analyze your tax returns or income statements to determine whether a convention loan or a “fully documented” income loan is right for you.
Wherever you are in Idaho, we have you covered. Contact us today for a quote!